3 Inspiring Reasons, Why You Need To Grow up and Take Over you Elderly Parents Health Care Decisions, Even if They Don’t Want You To!
Three Inspiring Reasons, Why You Need To Grow up and Take Over you Elderly Parents Health Care Decisions, Even if They Don’t Want You To: 1) The biggest reason for US Bankruptcies are medical bills; 2) Health care costs bleed into children’s (Yours) personal expenses; And 3) If you involve yourself in your aging parents health care, it provides you with peace of mind.
Why You Need To Grow up and Take Over you Elderly Parents Health Care Decisions!
We lost our mom to breast cancer, she was 68. However, my dad’s health has always been good, with minor visits to the doctor. Unfortunately, when you have a healthy parent, they don’t see the reason, why they need medical care. You are dealing with a stubborn person, and it’s hard for me (the son) to keep his cool and take him to the doctor and keep his health insurance up. Just a year ago his insurance was not paid, and left without insurance for the rest of the year. My dad was indifferent to the matter, but I was furious and we had to wait for October 15, and new signup!
My pop could not understand, why health insurance was so important and it really was cheap. He already has Medicare, so what the F*&!. He basically ignored me. The more details I gave him, the more, he would just change the subject, and I would just get pissed! I changed my strategy, and pursued on getting Health insurance for my aging father, and learned the following 3 Reasons, Why You Need Grow up and Take Over you Elderly Parents Health Care Decisions, Even if They Don’t Want You To!
Reason #1: Most Bankruptcies Come from Medical Bills-Elderly Parents Health Care Decisions
A 2009 Harvard study, states 62.1 % of all bankruptcies (877,372) came from medical bills. The study included medical bills of over $1,000. In a separate study in 2015, The Kaiser Family Foundation concluded the medical health made an estimated 1.0 million adults to declare bankruptcy. In addition, is states 26% of “Americans ages 18-64 struggled to pay medical bills” or about 52 million adults.
An other jawdropping statistic from Debt.org in 2017, “Even with assistance from Medicare, the average 65-year-old couple faces $275,000 in medical bills during retirement.” The impact of medical bills translates into bankruptcy or the loss of a house for many Americans. Many Americans lose their homes due to medical bills.
Fortunately, my dad has been healthy. He was very stubborn and we argued constantly. One day decided to call a health care provider to hook us up using his Medicare. I put him on the spot and stepped into the call now and then, and signed him up! I hope we may never have to use the insurance, but I’m glad he has it.
Reason #2: Over Spending: We Become Forgetful and Own More of Everything! Elderly Parents Health Care Decisions
It sucks getting old, and I’m seeing it firsthand. My dad order and misplaces eye-glasses, keys, subscriptions. Honestly, it drives me crazy. The other day, we were at the 99 cent store, and out of his mind he needed a new belt. He lost weight and needed a new belt. Then, he asked everyone, if they sold belts at the 99Cent Store. He started going ballistic he needed a belt, and it just stressed the F*#K out of me. I told him he has five belts and there adjustable. Once we get home, I will adjust them.
As we get older we are forgetful, but still buy the same stuff, and end up with a dozen eye glasses, extra prescriptions, and other extra stuff. I really hate going through my dad’s stuff, but I have too make sure he does not over buy, and if he is missing medicine. At the end it adds up!
Reason #3: Helping Out Your Aging Parents Provides Peace of Mind-Elderly Parents Health Care Decisions
Even though my dad pisses me off some times, I worry about him every day. It’s really stressful worrying about an elder parent.
In the past, when I have treated someone improperly or have issues hanging, I have found it difficult to sleep. I try my best to be polite with others, because, when I did not treat someone reasonable, I had problems with putting myself to sleep. The consciousness pester us at night; when our life’s problems are unsettled.
Overhanging problems keep many awake at night. When you assist your aging parents, such getting health insurance or watching their expenses, you remove problems from your daily life.
It’s in Your Best Interest Financially and Emotionally to Help your Elderly Parents with their Medical Health Care.
By assisting your aging parents with their medical health decisions you will prevents the number one reason in America for Bankruptcies due to medical bills. You can help your elderly parents to reduce over spending; while providing your peace of mind.